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UPST — structural market context

Upstart Holdings, Inc. Common

Structural market context from public regulatory and market data, shown with its as-of dates. Descriptive only: nothing on this page is a recommendation, a prediction, or advice to buy or sell any security.

UPST short interest & days to cover

SHARES SHORT
25.2M
% OF FLOAT
DAYS TO COVER
7.3
CHANGE VS PRIOR
-3.6%

FINRA consolidated short interest, reported twice a month and published ~2 weeks after each settlement date. % of float uses reported free float. · as of 2026-07-31 (20d ago)

UPST fails-to-deliver (FTD)

Settlement dateFailed sharesPrice
2026-07-31 · 20d50$27.04
2026-07-27 · 24d4K$26.93
2026-07-23 · 28d164$28.64

SEC fails-to-deliver files, published twice a month with ~6 weeks of delay.

UPST insider buying and selling (Form 4)

Last 12 months, open-market only: 0 purchases · 4 sales

InsiderTypeSharesValueFiled
Datta Sanjay · officer: President, Capital& EnterpriseSell (S)2K$60K2026-08-19
Darling Scott · officer: Chief Legal OfficerSell (S)814$24K2026-08-19
Blankmeyer Andrea · officer: Chief Financial OfficerSell (S)7K$211K2026-08-19
Blankmeyer Andrea · officer: Chief Financial OfficerSell (S)3K$88K2026-08-19

SEC Form 4 filings, open-market purchases and sales only (codes P and S); grants and option exercises excluded. Attributed public records.

Frequently asked questions

Are insiders buying UPST?
In the last 12 months of SEC Form 4 filings, UPST recorded 0 open-market insider purchases and 4 open-market sales (codes P and S; grants and option exercises excluded). These are attributed public records — information, not instruction.
Is this page telling me to buy or sell UPST?
No. Everything on this page is descriptive, structural market context from public data, shown with its as-of dates. TradeAI News does not issue directional recommendations, price predictions, or buy/sell advice — for any ticker.
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Not financial advice. Trading involves risk. Descriptive structural context, never a recommendation.